Thrifty Times

Promoting thrift for our times

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TTT The Thrifty Times bringing you great money saving ideas. Fall In Love With Savings February 2010
More Saving Articles
Smart Shopping
What I REALLY want for Valentine’s Day

Imageby Ellen Strohm 

I know, the magazines, the marketing, and all the hoopla tell me I am supposed to want flowers, expensive chocolates and jewelry from my Valentine. If I want to please my husband, I need a new outfit or lingerie. But honestly, as a working mom I don’t really want any of that!  Let me tell you, husbands, what the ladies really want.


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Simple Savings
Fun Valentine Ideas

ImageWant to give your spouse more than what they will can get from plunking down your credit card? 

Well here are some suggestions to make this an extra special Valentines without being extra expensive:


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Financial Freedom
The New Face Of Thrifty

 

Thrifty has changed since WWII when being thrifty was to – live simply, make do with less, and be self sufficient. In our busy, suburban world we are no longer looking to walk to stores, save old clothing to sew new items or to grow our own produce together with raising a few chickens!  Nor is it a 70’s style thrifty - buying a home outside of town, heating with wood, getting a goat. Yet, the basic principles of “live simply, make do with less and be self sufficient” are still im

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Perceptive Preventions
How To Lock Your Credit Without Paying A Service

ImageA simple Google search on “Credit Lock” will bring up several companies willing to help you lock your credit to prevent identity thieves from being able to open accounts in your name.  These services range from $7.95 to 12.95 a month.  At least one of these companies is honest stating that your life is too busy to be concerned with and having to remember to take all the steps to keep your credit locked.  Locking your credit involves looking up your state’s regulations, then following t

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Household Hints
How to Set a Valentines Table on a Dime!

Imageby Kathy Wilson

Valentine's Day is a special day in my household, and I try to share the feeling of love and romance with all my family! One of the best ways to do that is to set a holiday table, and spend time enjoying good food and drink with your loved ones. (Include your kids in dinner, and save a special after dinner dessert for romance!) Here are some great ideas for setting the stage for a romantic dining experience, without breaking your budget.

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Budget Battle
Organizing Your Financial Records

I get a lot of questions about financial statements, the most common of which is, “How long should I keep them?”

Before I say anything else I recommend you contact your accountant and attorney to find out which financial documents you need to keep and for how long.

I have introduced many people to my filing system for dated household papers. The system I recommend reduces the amount of time you spend dealing with paperwork by 50%. This system has two stages:

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